Our Mission

With over 20 years experience, our office is dedicated to providing the highest quality legal services. We provide timely personal service and treat each client’s concerns as if it were our own. We provide legal representation that is both practical and zealous in order to achieve the best possible outcomes for our clients.

Personal Injury Protection Benefits

The following is provided as general information only. This website is intended to provide general information about Attorney Michael S. Greenberg and the services of his office. Any information provided is not and should not be considered as legal advice nor should it be relied on by any person or persons to act or not act in a given situation. The individual facts and circumstances applicable to your inquiry or matter may result in this information not applying to you or applying in a different manner. The laws and application of laws can vary greatly from state to state and are subject to change. Attorney Greenberg is licensed to practice law in the Commonwealth of Massachusetts. The information provided is not a substitute for legal advice. You should always consult directly with an attorney concerning specific questions you may have. You should not act or decline to act based on any information you receive from this website.

What are Personal Injury Protection Benefits?

Personal Injury Protection (PIP) Benefits are no-fault benefits which are usually available to persons who suffer motor vehicle related injuries in Massachusetts. Typical benefits available include payment of medical bills and lost wages. Most automobile owners do carry this coverage and these payments are typically available to operators of vehicles and passengers regardless of fault. These benefits are also available if you were injured by a motor vehicle as a pedestrian. PIP benefits typically cover (1) reasonable and necessary medical expenses incurred within two years of the accident, (2) funeral expenses, (3) lost earnings paid at a rate of 75% of your average weekly wages (based on the prior 52 weeks preceding the accident), and (4) ordinary and necessary household services.

Usually, the total amount of PIP benefits available is $8,000.00. However, it is important to note that if you have health insurance at the time of your accident, PIP will only pay $2,000.00 of your medical bills. Any bills in excess of $2,000.00 must be submitted to your health insurance company for consideration. Any bills unpaid by the health insurer may be resubmitted to the PIP carrier for further consideration. PIP may only provide coverage for uninsured balances if you are treated by medical providers who are covered under your health insurance plan. There are other limitations, qualifications, procedures and steps that must be taken in order to effectively pursue your PIP benefits. We have the experience and resources to successfully pursue this claim for you and make sure you get all the benefits you are entitled to.

Please note, an insurance company may dispute your medical treatment and they have the right to request you to undergo an independent medical examination to determine if you are still eligible for benefits. PIP benefits do not have to be reimbursed in Massachusetts if you settle your personal injury case. However, should your case be adjudicated through arbitration or litigation, the amount of PIP benefits paid will be deducted from any award or judgment that you receive.

 Please call us at (413) 746-0022 for any additional information.